Join us in welcoming Dr Joanna Darwiche to our USJ - Business School which is under continuous development against all odds. Joanna holds a Ph.D. in Economic Sciences from the University of Montpellier. Her research focuses on macroeconomics, finance, and geopolitical risks, with an emphasis on Internet globalization, exchange rates, and monetary policy in emerging markets. She also examines the impact of technological innovation, ESG factors, and energy dynamics on financial development and inflation. She has presented her work at prominent international conferences in Beirut, Montpellier, Brussels, and Dubai. Joanna’s teaching expertise spans theoretical econometrics, time series econometrics, statistics, and macroeconomics. Prior to academia, she gained five years of professional experience as a Senior Market and Liquidity Risk Officer at BLC Bank in Lebanon, where she specialized in risk management. She further advanced her qualifications by earning a certificate in Risk and Financial Services from the Chartered Institute for Securities & Investment.